What Is a Consolidated Account Statement (CAS) and Why Every Investor Needs It

Managing multiple investments across various platforms can be challenging.
This is where the Consolidated Account Statement (CAS) becomes an essential tool.
CAS provides a single, unified view of all your financial holdings — including mutual funds, stocks, bonds, and government securities — across different asset management companies.

Understanding CAS

A Consolidated Account Statement is a report jointly issued by depositories like NSDL and CDSL, in collaboration with Asset Management Companies (AMCs).
It summarizes an investor’s financial transactions for a given period, eliminating the need to track multiple separate statements.

Key Features of CAS

1. Unified Portfolio View: Displays all holdings in one document.

2. Automatic Updates: Reflects every buy, sell, redemption, and dividend transaction.

3. Regular Issuance: Typically sent monthly or quarterly via registered email.

4. Comprehensive Coverage: Includes demat holdings and mutual fund units.

Benefits of CAS for Investors

- Simplified Tracking: Instead of maintaining multiple statements from different AMCs or brokers, CAS helps investors see everything in one place.

- Transparency: Provides a clear picture of your asset allocation and performance.

- Ease of Tax Filing: Makes it easier to report investment gains and income.

- Error Detection: Any mismatch or unauthorized transaction can be quickly identified.

How to Access Your CAS

Investors can request their CAS directly through the websites of NSDL or CDSL using their PAN and email-linked credentials.
It can also be obtained via the email registered with your mutual fund or demat account.

Why CAS Is Important for Financial Planning

With a consolidated view, you can easily evaluate how your investments are performing relative to your goals.
CAS ensures better decision-making, enabling you to rebalance your portfolio efficiently and maintain financial discipline.

Conclusion

CAS is more than just a statement — it’s an essential portfolio management tool.
It ensures transparency, simplifies tracking, and enhances your overall financial control.
Every investor should review their CAS regularly to stay informed and financially organized.

Thus, CAS is a consolidated view of all your financial transactions.